Get paid online. Car notes or rent.

The payment portal built for Buy Here Pay Here — now for landlords too. Your customers log in from their phone, see what they owe, and pay 24/7. You see every dollar the second it lands.

$49.99
Car lots · one-time setup
$49.99/mo
Rentals · monthly
$2.49
Per online payment
Pricing

Pick your side. Same portal, same simple pricing.

No contracts. Cash, checks and money orders you take in person are always free — we only make money when your customer pays online.

🚗 Buy Here Pay Here lots

LotPay for Car Lots

$49.99 one-time setup · $0/month
+ $2.49 per online payment
  • Branded portal with your lot's name and colors — customers pay by card 24/7
  • Frazer daily sync (M-8 export) keeps balances, due dates, vehicles and insurance current
  • Aging report, insurance alerts, repo list, down payments, reconcile
  • Monthly giveaway entries for $50+ online payments — more customers pay online
  • Collection goal bar, staff notes, repair balances, vehicle photos & public gallery
Set up my lot
🏠 Landlords & rentals

LotPay for Rentals

$49.99 /month · cancel any time
+ $2.49 per online payment — paid by your tenant at checkout
  • Tenants log in, see their balance, and pay rent online by card
  • Rent due dates, late status, payment history for every unit
  • Maintenance requests — tenants send them from the portal, you close them out
  • Record cash and money-order payments in person, free
  • Unlimited units and tenants
Apply for my rentals
$2.49per online payment

That's the whole fee. Every time a customer pays through the portal, $2.49 goes to LotPay. Card processing is passed to the customer at checkout as a small online fee, so you receive the full payment amount. Payments you take at the counter — cash, check, money order — cost nothing. No per-account fees, no user fees, no surprises.

271
Online payments
Two lots · first month
$55K+
Collected online
Combined first month
24/7
Customers can pay
Nights, weekends, holidays
$0
On cash payments
Only online payments carry the fee
Features

Everything your lot — or your rentals — needs in one place

Built by a BHPH dealer who runs this on his own lots every day — not a generic payment processor.

Online Payments 24/7 Both

Customers pay with a card any time. Payments log instantly with a payment reference. No more taking card numbers over the phone.

Frazer Sync Lots

Upload your M-8 CSV export every morning and all balances, due dates, vehicle info and insurance update. Takes 2 minutes. Auto-post keeps Frazer current.

Tenants & Units Rentals

Each tenant gets a login. Rent amount, due day, balance and history per unit. Late tenants are flagged for you automatically.

Maintenance Requests Rentals

Tenants describe the problem in the portal. You see every open request in one list and mark it done when it's fixed.

Insurance Tracking Lots

See expired and missing insurance at a glance. Customers see their own insurance status and where to send proof.

Repo Management Lots

Paste your R-3-B-1 repo list from Frazer and your Out For Repo list updates instantly. Repo checklist built in.

Aging Report Both

Current, 1–30, 31–60, 61–90 and 90+ days. Click any bucket to filter the list.

Monthly Giveaway Lots

Every $50+ online payment earns the customer a giveaway entry. Pick a winner at the end of the month. Encourages more customers to pay online.

Collection Goals Lots

Set a monthly collection goal and watch the progress bar fill up as payments come in.

Customer Portal Both

Each customer or tenant has their own login to see balance, payment history and status — and pay online anytime.

Notes, Receipts & Reports Both

Staff notes on any account, printable receipts, daily reconcile against your card processor, and payment reports by date range.

Live demo

Try it before you sign anything

A made-up lot with sample customers and a pretend card. Click around both sides — nothing is real and nothing is charged. Opens in a new tab, no sign-up needed.

The staff side

Dashboard, late accounts, log a cash payment or run a card, insurance alerts, repo list, aging, and the Frazer check-off list.

Open the staff demo →
What your customer sees

Their balance, next payment, insurance status, payment history — and the Pay Now button that works nights and weekends.

Open the customer demo →
🧪 Demo Motors is not a real dealership. The 22 customers, the cars for sale and the card box are all pretend — log payments, run cards and poke around all you want. Hit Reset in the corner to put everything back.
For customers

Paying a car note or rent through LotPay

If your dealership or landlord gave you a LotPay portal, here's how paying online works.

You're paying your business

Your payment goes to the dealership or landlord that gave you the portal. Their name is on the portal and on your receipt. LotPay runs the portal for them.

The online fee is shown first

Card payments made online or by phone include an online fee. You see the fee and your total before you pay. Cash, check or money order paid in person has no fee.

Your card stays private

You type your card into our payment processor's secure form. LotPay never sees or stores your full card number or security code. Every page uses HTTPS.

Refunds and help

When a payment is refunded in full, the online fee comes back too. Questions about your balance go to your business. For anything else, contact us.

We accept Visa, Mastercard and Discover, debit or credit. Payments are in US dollars. Read our Terms of Service, Privacy Policy and Refund Policy.

How it works

Up and running in days

We handle all the setup. You just start using it.

  1. Fill out the application

    Tell us about your lot or your rentals and which plan you want. We'll reach out within 24 hours.

  2. We build your portal

    Your branded portal with your name and colors. We set up card processing and the database and put it live — you don't touch any code.

  3. Send us your customer list

    Lots: export from Frazer with our guide. Landlords: a simple list of tenants, units and rent. We load everyone in minutes.

  4. Sign the service agreement

    A digital agreement — type your name to sign and you're set. Car lots pay the $49.99 setup; rentals start the $49.99/month plan.

  5. Go live — customers start paying online

    Share the portal link. They log in, see their balance and pay 24/7. Your $2.49-per-payment statement comes at the end of each month.

Questions

Straight answers

Can I try it first?

Yes. The live demo is a sample lot you can click through — the staff side and the customer side, with a pretend card. No sign-up, nothing to install.

I'm a landlord with a few houses. Is this for me?

Yes — whether it's 2 doors or 200. Your tenants get their own login to see what they owe and pay rent by card, and you see every payment and maintenance request in one place. Apply for your rentals and we'll call you within a day.

Who pays the $2.49?

Landlords: your tenant does. It's added at checkout when they pay rent online, so it costs you nothing beyond the $49.99 a month. Car lots: it's billed monthly on your LotPay statement based on how many online payments came through — most lots pass it to the customer as part of the online fee at checkout. Cash and in-person payments are never charged, for anyone.

Do my customers need an app?

No. The portal is a website that works on any phone. They log in with the email and password you give them, and set their own password the first time.

Where does the money go?

Straight to your business's bank account, paid out by the card processor. LotPay never holds your money.

Do I have to use Frazer?

No. Frazer sync is a bonus for lots that have it. Any lot or landlord can add accounts and record payments right in the portal.

Can I run both a lot and rentals?

Yes — each business gets its own portal, and you'll get one statement.

Is there a contract?

No. Car lots pay the one-time setup and that's it. Rentals are month to month; cancel any time.

Get started

Tell us about your business

Pick your plan and fill out the short application. We'll reach out within 24 hours. No commitment required.

Contact

Talk to a real person

Email or text. We reply within one business day.

LotPay

Email
brock@lotpayportal.com
Text
(256) 453-0894 Texts only, please
Location
Oxford, Alabama

Paying a dealership or landlord?

For your balance, due date or contract, call the business you pay. Their number is in your portal.

For a charge you don't recognize, a refund, or trouble with the portal, contact LotPay.